The employer side is the tax mechanics. This is the part your caregivers actually experience, and the part that can give them another reason to stay.
PHI's Key Facts 2025 puts it plainly: 11 percent of home care workers have no health insurance at all, 59 percent receive some form of public assistance, and 15 percent live below the federal poverty line.
Caregivers and their families get access to everyday healthcare services, with $0 out-of-pocket costs for core care.
Virtual urgent care, primary care and counseling from home, around the clock. No visit cost.
Generic medications at no cost. Up to 80 percent off everything else, including brand-name drugs. Members search for medication and see the options.
Up to 60 percent off dental procedures through a nationwide network.
Unlimited access to educational, experiential and therapeutic support groups. Coaching sessions. Yoga. HIPAA privacy applies.
Discounted rates on labs, imaging and vision care that can otherwise become significant out-of-pocket expenses.
The UnifyWell app holds everything in one place. iOS and Android.
Most everyday healthcare happens outside a hospital. Doctor visits, medications, labs, imaging, dental and vision care are the services people use in everyday life.
The employee's pre-tax deduction is paired with a post-tax reward in the same paycheck. Most caregivers see the same or slightly higher take-home pay than before.
Not every caregiver qualifies. It depends on wages, deductions and filing status. The payroll savings proposal shows who qualifies and who does not.
When agencies are competing for caregivers at similar hourly rates, benefits give you something else to put in the job ad.
Instead of competing on hourly pay alone, you can advertise specific benefits: $0 virtual care, free generic medications, mental health support, dental discounts and more. That gives caregivers another reason to choose your agency and another reason to stay.
The UnifyWell Plan is designed to run at zero net cost to the agency. Use the estimator to see the potential payroll tax savings based on your team.
Open the estimatorHome Care Benefits provides marketing and enrollment support and does not provide legal, tax, accounting or health advice. The Unify Wellness Plan is administered by UnifyWell. Savings figures in any proposal are estimates based on the payroll information provided and are not guaranteed. Federal and state tax laws change. Consult your own CPA or attorney before enrolling.