Three numbers you already know. No forms, no email, nothing stored. Move the sliders and watch it change.
Rough numbers are fine. This is a directional estimate, not a proposal.
Read this before you use the number. Everything on the right is an estimate built from averages, not a quote. The per-caregiver range comes from proposals we have run and from UnifyWell's own published figures. Your real number depends on each employee's wages, filing status and existing deductions, and some caregivers will not qualify at all. Nothing here is a guarantee and nothing you type is stored or sent anywhere.
Employers pay 6.2% for Social Security and 1.45% for Medicare on every dollar of wages, per the Social Security Administration. The 2026 Social Security wage base is $184,500, so the estimator applies the full 7.65% rate to wages below that threshold. Headcount times hours times rate times 7.65%. That is the whole calculation.
UnifyWell's own published example nets an employer roughly $640 per participating employee per year on a $44,000 earner, after the plan's monthly administration fee. Across the proposals we have run the figure has landed between $300 and $900 per participating employee per year, which is why this shows a band rather than a single number.
The 2026 Activated Insights Benchmarking Report puts median caregiver turnover at 75.5% for 2025. The Center for American Progress found replacement costs of roughly 16% of annual salary for employees earning under $30,000. Multiply the two to get the estimated annual cost of caregiver turnover.
It cannot tell you which of your caregivers qualify, and that is the number that actually decides anything. Qualification turns on individual wages, filing status, pay frequency and whatever deductions are already running, so it changes person by person rather than agency by agency.
It also cannot tell you exactly what will show up on each caregiver's check. Most participating employees see the same or slightly higher take-home pay along with the benefits. The exact figure is specific to each employee.
Both of those come out of a proper analysis, which is free and usually takes a day or two. You can also read the full explanation of how the program works before deciding whether to move forward.
The estimate above uses averages. Answer four questions and Charley will get in touch to build a line-by-line analysis using your actual roster, showing who qualifies, who does not, and the estimated impact on each paycheck. It is free, with no obligation to move forward.
We'll send the breakdown by email, and Charley will follow up personally. If you don't want further follow-up, just let us know.
Your slider numbers come along so nobody has to ask you twice.
Charley reads every request himself. He'll reach out within a couple of business days to get the additional payroll details needed for the line-by-line analysis, then send it back as a straightforward breakdown rather than a pitch deck.
If it is faster to just talk, the number is 435-999-5450.
This estimator is provided for general information and produces directional estimates only. Home Care Benefits provides marketing and enrollment support and does not provide legal, tax, accounting or health advice. The Unify Wellness Plan is administered by UnifyWell. Savings figures are estimates and are not guaranteed. Federal and state tax laws change. Consult your own CPA or attorney before enrolling.